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Safe Shopping Guarantee We know that online security is one of the most important concerns for our customers. The purchase area of our site is secure. Our Safe Shopping Guarantee ensures that your online purchase is completely safe. Secure ProcessingOur online purchasing process is connected to the Cybersource System, which uses Secure Socket Layer (SSL) transmissions. This process encrypts all of your personal information (including name, address and credit card number) so that it is unreadable while travelling from your computer to our servers. SSL transmission is among the best secure commerce software available today, and is the industry standard for secure credit card transaction processing. Its easy to tell when you are protected by encryption the lock or key at the bottom of your browser changes colour or is no longer broken. This may vary depending on your browser. Other fraud-prevention services provided by the Cybersource system include Address Verification System (AVS), and a custom anti-fraud screening process. Credit Card Guarantee Credit card fraud is virtually non-existent on the Internet. However, in the unlikely event that unauthorised charges appear on your credit card as a result of purchasing through our web site, and your credit card company does hold you liable for some portion of the unauthorised charges, Early Reading will cover this liability for you, up to a maximum of $50 - Under the Fair Credit Billing Act, your bank cannot hold you liable for more than $50 of fraudulent charges. You must notify your credit card provider in accordance with its reporting rules and procedures. |